Plan B

When we bought our house the immediate plan was to get it paid off in 10 years. That way when Hubby retires we’ll have plenty of money banked thanks to years of living without a mortgage payment. Then we’ll sell the house and use that cash to buy a smaller place outright that’s located somewhere nice where we’ll live out our days with minimal expenses. But it’s been 5 years now and we aren’t even close to halfway paying this thing off yet. We aren’t even a quarter of the way there. And, considering how much money we have to put towards upkeep and updates every year, we might be lucky to retire before 2097 when everyone is a sentient head living inside a jar and the president is a ficus tree. Which, to be honest, sounds like a solid improvement over the present state of things…